A MORTGAGE COMPANY YOU CAN TRUST,

& SMALL ENOUGH TO CARE!

  Residential Mortgage Loan Specialists

Donna McCallister

 Frank Cochran  / Carol Farel

HUD APPROVED BROKER - Popular programs

• FHA 97% PURCHASES / 95 - 97% REFINANCING / 203K
• VA 100% PURCHASES / 100% REFINANCING
• USDA 100% PURCHASES 
• CONVENTIONAL - 20% down for most cost effective
• FANNIE MAE AND FREDDIE MAC - refi plus
• COMMERCIAL PROPERTIES
• ALTERNATIVE LOAN (ALT-A) MORTGAGES - Expect higher rates and low LTV's.
• JUMBOS LOANS
• MANUFACTURED HOUSING - With Strick Restrictions

THREE THINGS THE LENDERS LOOK FOR TO GET A PRE-APPROVAL:

1. INCOME - JOB STABILITY - (DEBT RATIO)
2. CREDIT - ALL BORROWERS NEED AT LEAST A 620 SCORE - limited credit issues
3. PROPERTY Type - OVER ALL CONDITION - What will appraiser see when they inspect the property?

Go to Information Learning Center Page:

• 12 MONTH PURCHASE PLAN: (learning center tab)
• 11 THINGS NOT TO DO DURING YOUR LOAN APPLICATION:
• THINGS NEEDED AT LOAN APPLICATION:

• We are always looking for qualified Loan Professionals. Be apart of our team.  Go to contact info and send us an email.   Please put in subject line.........Loan Officer Position.

Hello, My name is Donna McCallister and I am a Residential Mortgage and Commercial Loan Specialist.   Let me first start off my saying THANK YOU for taking the time to visit our web page.  I truly appreciate your time and we are more than happy to assist you with your mortgage questions and goals.

I have been in the Mortgage Industry for 13 years and have owned All Credit Mortgage, Inc. for 8 years.  Before my mortgage career, I had a banking and finance career.   Please take the time to look through our website and feel free to email us with your question or mortgage application.  We will be calling you and will send you a followup email.  Please respond as quickly as you can, so you don't get lost in the massive junk mail that we get on a daily bases. 

All Credit Mortgage, Inc has an amazing staff of Qualified Loan Officers to answer your questions.  Please feel free to email them on an individual bases if you have a preference. 

Go to our Team Tab for contact information.

If you’re reading this, chances are you are looking for a loan. Well, you’ve come to the right place. Here at All Credit Mortgage, Inc our focus is on getting you the right loan and the right terms to fit your situation. A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you’ll know with confidence that you made the right choice.  Donna McCallister, President has 26 years in the Finance Industry and 11 years in the Mortgage Industry.  Feel assured that ACM will help you understand the mortgage process and help you achieve your mortgage goals.  With all the media talk about the real estate market, we are sure you have lots of questions.  Here in Missouri, our communities are strong and chances are you can find your perfect house at a reduce price.    This is a GREAT time to purchase your dream.

What does our commitment to personal service mean to you? It means that we focus on you and your goals. Anyone can line up a great looking rate for you but we take the time to show you all the other "gotchas" that can overshadow any teaser rate.

Not sure if you can afford your dream house? We have many flexible loan programs that can put you into your new home easier than you might expect. Is the down payment a stumbling block? Some of our programs not only don’t require a down payment, but cover some of your closing costs as well. 

We are "THE LOAN ARRANGERS"

Most any situation. Whether you are looking for a new mortgage, wanting to refinance or just interested in tapping into your current home equity, we can help you.

GOT BRUISED CREDIT? FOLLOW THE 12 MONTH PURCHASE AND REFINANCE PLAN.